everyone i knew who had American Express always hinted but, never really said so that they didn't like them. Whether its because you have to pay the balance all at once or other policies. Don't know. Just curious, say you charge $500 on the American Express up come up short at payment time. Say you have only $400? Whats the situation?.
I just paid my Direct Merchants Bank Master Card and now they have it when you pay the payment goes in the next day not the same day. I didnt look but, Im sure the are going to charge somewhere around $14 for the Express Payment for today. I think thats a lot of BULL because I noticed with my Chase card they do the and the express fee for same day payment was $14.95 and I believe that even though perhaps your due date would be tomorrow and you pay today I noticed that it does get credited ......atleast sometimes for the same day. I aint going to try any last minute payments anymore. Can't trust what the heck might happen. I also have a Citiflex line of credit which is basically a loan but, like a credit card account with 15.99 %. They dont have a website yet but, you can pay over the phone so I was paying buy phone just to avoid using checks whenever possible. Then BAM! now we charge a $14.95 fee or autopayment or whatever they call it. All these companies are just out to rip you off. Cant wait to pay off my wedding.
BTW don't you just love how banks say they dont charge you if you use your card with their atm (like chase card at a chase bank) so when your punching in your pin then the amount you want to deduct, you don't see the $2.00 charge at the atm but, they are more then welcome to charge you the $10 on your credit card bill.
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Everyones better off just saving up the cash and doing it the old fashion way or save a good portion then if you got to charge it, maybe you can pay say half the balance the first payment.
